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Gibraltar/Offshore Savings rates and key features

Gibraltar accounts can be opened by UK or Gibraltar passport holders who are resident in Gibraltar. Offshore accounts can be opened by UK passport holders who are resident in Spain.

In the event that the balance falls below the minimum operating balance as stated within the relevant product details below, the rate of interest that shall apply is currently 0.05% Grossp.a / AER(variable).

 

  • Gibraltar/Offshore 1 year Fixed Rate Bond (Issue 200)

    Interest Rate:

    0.60% Grossp.a./AER(fixed)

    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account
    • Interest paid: on maturity (02 Dec 2018)
    • Withdrawals: No withdrawals are permitted until the day after maturity (03 Dec 2018). Closure of the account is not permitted until the day after maturity (03 Dec 2018). Cash withdrawals/deposits are not permitted.

    The account is limited issue. Once the account is open, you can make deposits up to and including 30 Nov 2017. After this date the account may be closed for further deposits at any time and without notice.

    Full details
  • Gibraltar/Offshore 2 year Fixed Rate Bond (Issue 201)

    Interest Rate:

    0.85% Grossp.a./AER(fixed)

    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account
    • Interest paid: Interest is calculated daily and paid annually on 1 Dec (commencing 1 Dec 2018) and on maturity (1 Dec 2019).
    • Withdrawals: No withdrawals are permitted until the day after maturity (2 Dec 2019). Closure of the account is not permitted until the day after maturity (2 Dec 2019). Cash withdrawals/deposits are not permitted.

    The account is limited issue. Once the account is open, you can make deposits up to and including 30 November 2017. After this date the account may be closed for further deposits at any time and without notice.

    Full details
  • Gibraltar/Offshore Access Saver (Issue 2)

    Interest Rate:

    0.50% Grossp.a./AER(variable)

    • Interest paid: annually (30 Sep)
    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account
    • Withdrawals: unlimited withdrawals can be made without notice or loss of interest subject to the minimum balance of £100 being maintained. Cash withdrawals/deposits are not permitted.

    The account may be closed to further deposits upon a minimum of 30 days’ written notice.

    Full details
  • Gibraltar/Offshore Dinosaver

    Interest rate:

    1.50% Grossp.a./AER(variable)

    • Interest paid: annually (1 Jan)
    • Minimum operating balance: £10
    • Maximum balance: £1,000,000 plus accrued interest credited to the account
    • Withdrawals: unlimited withdrawals, subject to minimum operating balance of £10 being maintained. Withdrawals must be made by the authorised signatory. Cash withdrawals/deposits are not permitted.

    The account may be closed to further deposits upon a minimum of 30 days’ written notice.

    Full details
  • Gibraltar/Offshore Vault

    Interest rate:

    1.50% Grossp.a./AER(variable)

    • Interest paid: annually (1 Jan)
    • Minimum operating balance: £10
    • Maximum balance: £1,000,000 plus accrued interest credited to the account
    • Withdrawals: one withdrawal up to £250 a week can be made by the account holder, subject to minimum operating balance of £10 being maintained. Withdrawals over this amount and further withdrawals in a week must be signed for by both the account holder and the authorised signatory. Cash withdrawals/deposits are not permitted.

    The account may be closed to further deposits upon a minimum of 30 days’ written notice.

    Full details