Remortgaging

All our mortgages are available to new customers looking to move from their current mortgage provider. For a full list of our mortgages please click the button below.

All Mortgages

Remortgage only products

We have a number of mortgages specifically designed for customers looking to remortgage their home.

You can choose from appyling online1 (unless stated below), in branch or over the phone. You can use our mortgage calculator to get a decision in principle today.

Please note that Leeds Building Society does not accept online applications for remortgage product from customers if the purpose of all or part of the funds is for debt consolidation. However applications may be accepted if the application is submitted by a mortgage intermediary providing an advised service.

 

Warning: THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Fee Assisted 2 Year Fixed Rate

Initial rate fixed up to and inc. 31/10/19Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.49% 5.44%4.9%65%£999 View
Remortgage Only / Max loan amount £500,000
1.64% 5.44%4.9%75%£999 View
Remortgage Only / Max loan amount £500,000
1.69% 5.44%4.9%80%£999 View
Remortgage Only / Max loan amount £500,000
1.84% 5.44%4.9%85%£999 View
Remortgage Only / Max loan amount £500,000
2.39% 5.44%5.0%90%£999 View
Remortgage Only / Max loan amount £400,000

Cashback 2 Year Fixed Rate

Initial rate fixed up to and inc. 31/10/19Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.09% 5.44%4.9%65%£0 View
Remortgage Only / Max loan amount £500,000 / £500 Cashback upon completion
2.19% 5.44%4.9%75%£0 View
Remortgage Only / Max loan amount £500,000 / £500 Cashback upon completion
2.24% 5.44%4.9%80%£0 View
Remortgage Only / Max loan amount £500,000 / £500 Cashback upon completion
2.29% 5.44%5.0%85%£0 View
Remortgage Only / Max loan amount £500,000 / £500 Cashback upon completion

Cashback 2 Year Fixed Rate

Initial rate fixed up to and inc. 31/10/19Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.79% 5.44%5.1%90%£0 View
Remortgage Only / Max loan amount £400,000 / £500 Cashback upon completion
RATES CORRECT AS AT 01 sep 2017

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £120,000.00 payable over 25 years initially on a fixed rate for 2 years at 2.79% and then on our current Standard Variable Rate of 5.44% (variable) for the remaining 23 years would require 24 monthly payments of £555.60 and 276 monthly payments of £718.75.

The total amount payable would be £211,744.06 made up of the loan amount plus interest of £91,709.06 and application fee £0, product fee £0, valuation fee £0.

The overall cost for comparison is 5.1% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. The Product Fee is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

Additional Features

  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply for the fixed rate period up to and including 30 Nov 2019.
  • Tapered Early Repayment Charges apply for the fixed rate period up to and including 31 Oct 2019.
  • Tapered Early Repayment Charges apply for the fixed rate period up to and including 30 Sep 2019.
  • Maximum loan £500,000.
  • Interest calculated daily.
  • Free standard valuation up to £999
  • £250 Cashback upon completion.
  • These products are available for remortgage only
  • These products are not available to interest only applications.

Fees Assisted 5 Year Fixed Rate

Initial rate fixed up to and inc. 31/10/22Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.94% 5.44%4.2%65%£999 View
Remortgage Only / Max loan amount £500,000
1.99% 5.44%4.2%75%£999 View
Remortgage Only / Max loan amount £500,000
2.04% 5.44%4.2%80%£999 View
Remortgage Only / Max loan amount £500,000
2.24% 5.44%4.2%85%£999 View
Remortgage Only / Max loan amount £500,000
2.74% 5.44%4.5%90%£999 View
Remortgage Only / Max loan amount £400,000

Cashback 5 Year Fixed Rate

Initial rate fixed up to and inc. 31/10/22Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.34% 5.44%4.3%75%£0 View
Remortgage Only / Max loan amount £500,000 / £500 Cashback upon completion
2.40% 5.44%4.3%80%£0 View
Remortgage Only / Max loan amount £500,000 / £500 Cashback upon completion
2.44% 5.44%4.3%85%£0 View
Remortgage Only / Max loan amount £500,000 / £500 Cashback upon completion
2.99% 5.44%4.5%90%£0 View
Remortgage Only / Max loan amount £400,000 / £500 Cashback upon completion

Fees Assisted 5 Year Fixed Rate

Initial rate fixed up to and inc. 31/09/22Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.25% 5.44%4.2%75%£0 View
Remortgage Only / Fees Assisted / Max loan amount £500,000
2.35% 5.44%4.3%80%£0 View
Remortgage Only / Fees Assisted / Max loan amount £500,000
2.59% 5.44%4.3%85%£0 View
Remortgage Only / Fees Assisted / Max loan amount £500,000
RATES CORRECT AS AT 01 sep 2017

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £250,000.00 payable over 25 years initially on a fixed rate for 5 years at 2.74% and then on our current Standard Variable Rate of 5.44% (variable) for the remaining 20 years would require 60 monthly payments of £1,151.11 and 240 monthly payments of £1,454.09.

The total amount payable would be £419,081.90 made up of the loan amount plus interest of £168,047.90 and application fee £0, product fee £999, valuation fee £0.

The overall cost for comparison is 4.5% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. The Product Fee is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

Additional Features

  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply for the fixed rate period up to and including 31 Oct 2022.
  • Tapered Early Repayment Charges apply for the fixed rate period up to and including 30 Sep 2022.
  • Maximum loan £500,000.
  • Interest calculated daily.
  • Free standard valuation up to £999.
  • These products are available for remortgage only.
  • These products are not available to interest only applications.

2 Year Fixed Rate BTL

Initial rate fixed up to and inc. 31/10/19Then the Society's BTL Variable Rate less 1% discount up to and inc. 31/10/22, (currently)Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.94% 4.74%5.74%5.0%70%£1999 View
Remortgage Only / Max loan amount £500,000
2.04% 4.74%5.74%5.0%70%£999 View
Remortgage Only / Max loan amount £500,000

Cashback 2 Year Fixed Rate BTL

Initial rate fixed up to and inc. 31/10/19Then the Society's BTL Variable Rate less 1% discount up to and inc. 31/10/22, (currently)Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.69% 4.74%5.74%4.9%60%£1999 View
Remortgage Only / Max loan amount £500,000 / £250 Cashback upon completion

2 Year Fixed Rate BTL

Initial rate fixed up to and inc. 31/10/19Then the Society's BTL Variable Rate less 1% discount up to and inc. 31/10/22, (currently)Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.54% 4.74%5.74%4.9%60%£1999 View
Remortgage Only / Max loan amount £500,000
1.64% 4.74%5.74%4.9%60%£999 View
Remortgage Only / Max loan amount £500,000
RATES CORRECT AS AT 25 Aug 2017

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £300,000.00 payable over 25 years initially on a fixed rate for 2 years at 1.89% and then a 1.00% discount on our current Buy to Let Variable Rate of 5.74% for 3 years and then on our current Buy to Let Variable Rate of 5.74% for the remaining 20 years would require 24 monthly payments of £472.50, 36 monthly payments of £1185.00 and 240 monthly payments of £1,435.00.

The total amount payable would be £700,434.00 made up of the loan amount plus interest of £398,400.00 and application fee £0, product fee £1999, valuation fee £0.

The overall cost for comparisons is 5.0% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

Additional Features

  • 10% capital repayments are allowed/each year without incurring an Early Repayment Charge.
  • For fixed rates up to and including 31/10/19, Tapered Early Repayment Charges apply during the fixed rate period up to and including 31 Oct 2019.
  • Interest calculated daily.
  • Free standard valuation up to £999.
  • Fees assisted legal services for standard re-mortgages.
  • These products are available for remortgage only
  • Maximum loan £500,000.

5 Year Fixed Rate

Initial rate fixed up to and inc. 31/10/22Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.19% 5.74%4.5%60%£1999 View
Remortgage Only / Max loan amount £500,000
2.39% 5.74%4.5%60%£999 View
Remortgage Only / Max loan amount £500,000 / £250 cashback upon completion
2.75% 5.74%4.7%70%£1999 View
Remortgage Only / Max loan amount £500,000
2.90% 5.74%4.7%70%£999 View
Remortgage Only / Max loan amount £500,000
RATES CORRECT AS AT 01 Sep 2017

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £131,000.00 payable over 25 years initially on a fixed rate for 5 years at 2.90% and then on our current Buy to Let Variable Rate of 5.74% (variable) for the remaining 20 years would require 60 monthly payments of £316.58 and 240 monthly payments of £626.62.

The total amount payable would be £301,417.00 made up of the loan amount plus interest of £169,383.00 and application fee £0, product fee £999, valuation fee £0.

The overall cost for comparison is 4.7% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

Additional Features

  • 10% capital repayments are allowed/each year without incurring an Early Repayment Charge.
  • For fixed rates up to and including 31/10/19, Tapered Early Repayment Charges apply during the fixed rate period up to and including 31 Oct 2019.
  • Interest calculated daily.
  • Free standard valuation up to £999.
  • Fees assisted legal services for standard re-mortgages.
  • These products are available for remortgage only
  • Maximum loan £500,000.

2 Year Discounted BTL

Initial variable rate 2 years, (currently)TermsThen the Society's BTL Variable Rate less 1% discount for 3 years, (currently)Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.95% The Society's BTL Variable rate less 3.79%4.74%5.74%5.2%60%£0 View
Remortgage Only / Fees Assisted / Max loan amount £500,000
RATES CORRECT AS AT 1 SEP 2016

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £89,000 payable over 25 years initially on a 3.79% discount on our current Buy to Let Variable Rate of 5.74% for 2 years and then a 1% discount on our current Buy to Let Variable Rate of 5.74% for 3 years and then on our current Buy to Let Variable Rate of 5.74% for the remaining 20 years would require 24 monthly payments of £144.63, 36 monthly payments of £351.55 and 240 monthly payments of £425.72.

The total amount payable would be £207,333.8 made up of the loan amount plus interest of £118,298.8 and application fee £0, product fee £0, valuation fee £0.

The overall cost for comparison is 5.2% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

Additional Features

  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment charges apply for the first 2 years.
  • Interest calculated daily.
  • Free standard valuation up to £999
  • Fees assisted legal services for standard re-mortgages (not available for Homes of Multiple Occupancy)
  • Maximum loan £500,000.
  • These products are available for remortgage only

¹If you apply for a mortgage online you will not receive advice from Leeds Building Society. You will need to make your own choice about which mortgage is suitable for you and we will not assess the suitability of that mortgage to your needs and circumstances. You will not benefit from the protections offered by an advised service. This is called an execution only transaction. If you would like to receive advice from us please call into one of our branches (find a branch) or contact us on 03450 50 50 75 .