We've been helping people buy the homes they want for over 140 years. With a wide range of deals to choose from, why not see what we can do for you?
The mortgaged property (which may be your home) may be repossessed if you do not keep up repayments on your mortgage
Our mortgage range
Fixed Rate mortgages
Your monthly payments will stay the same during the fixed term period, whether interest rates go up or down.
Buy to Let mortgages
We have a wide range of Buy to Let mortgages to choose from. They’re designed for people buying or remortgaging a property to rent out.
Shared Ownership mortgages
Depending on where you buy, a Shared Ownership mortgage could significantly reduce the size of your deposit - an option for getting your foot on the property ladder.
Interest Only mortgages
You’d be making monthly payments towards the interest on the amount you’ve borrowed. Then at the end of your mortgage term, you’ll repay the full amount borrowed. You’d be expected to have a credible repayment strategy in place, showing how you’d repay the loan at this point.
Retirement Interest Only (RIO) mortgages
With a RIO mortgage, your monthly repayments only cover the interest charged on your loan. Then the full balance must be paid back following what’s referred to as a ‘life event’.
At that point, the sale of the home will be used as the repayment strategy. So it’s worth considering that, if the value of your home is less than the outstanding loan, the difference will still need to be repaid using other means. You can find out more about RIO by clicking the button below.
Discounted Rate mortgages
To help keep costs down when you’re setting up your new home, your variable interest rate is reduced for a set time. It then increases for the remainder of the mortgage period.
Variable Rate mortgages
Unlike fixed rates, the interest rate can go up as well as down. These rates usually apply once your mortgage deal comes to an end, like when a fixed rate term finishes. However some people might prefer these mortgages, because they usually come with no early repayment charges.
Holiday Let mortgages
If you’re buying a holiday home to let out to others, or for yourself, take a look at our specially designed Holiday Let mortgages. For properties bought in England, Scotland or Wales.
Right to Buy mortgages
We’ve got a range of mortgages supporting the government’s Right to Buy scheme. This scheme is designed to help you buy the home you currently rent at a discount price.
Second Home mortgages
A range specifically for people buying a second residential home. Whether it’s because of your work circumstances, or for your family, we may be able to help.
* Information from the Leeds Building Society Annual Report and Accounts 2019.